August 18, 2022

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Wells Fargo Active Cash Card Review

Unlimited 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. And they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Active Cash℠ Card is ideal for somebody that desires an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap by way of.

$200 money rewards sign-up bonus — New Wells Fargo Active Cash℠ Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, however it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% playing cards. I’ve but to come back throughout one other card with 2% limitless money rewards that additionally has a sign-up bonus.

15-month 0% APR intro provide — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. That’s an excellent provide, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will permit you to keep away from curiosity on purchases and stability transfers till practically 2023!

Keep in thoughts that stability transfers have to be made throughout the first 120 days to qualify for a decreased rate of interest and a decrease stability switch charge.

No annual charge — In many circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Active Cash℠ Card, which sports activities a $0 annual charge.

Cell cellphone safety — With the value of a typical cellular phone within the a whole bunch of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety of as much as $600 simply by paying your cellular phone invoice together with your card. Coverage is topic to a $25 deductible.

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